Now that there’s a fighting chance to save patients from the disaster of ObamaCare, let’s keep focus on some of the pivotal ideas that will restore low-cost, high-quality care for the maximum number of Americans, i.e. Make American Medicine Great Again:
Health insurance was originally intended to be optional inexpensive stop-gap damage control against large financial losses for catastrophic disease or injury. It has become government #ACA mandated income redistribution through #ACO cronyism disguised as an entitlement program.
The “unaffordable careless act,” aka ACA, not only had high deductibles but the highest premiums in history as it was first dollar coverage driven by government fantasy.
True low cost competitive rate high deductible plans (HDP) should only cover large expenditures as small ones should be paid out of pocket with consumers’ Health Savings Accounts (HSA).
Patients will decide on the value mix of the services they desire with prices mutually agreed on between patient and doctor. Consumers can have choice of paying fee for service at their discretion or paying for direct primary care ongoing relationship services. When other entities like employers, special interests and government get involved, the relationship and value is put asunder.
Insurance was never intended to cover every dollar out of pocket. Imagine how expensive your car insurance would be if it covered every scratch, ding, dent, oil change, and every other service and told you where to buy gas every day….